Choosing The Right Home Inspector
Should Not Be a Haphazard Decision.
It's amazing that people pay
"hundreds of thousands of dollars" for a home; and then try to get a cheap
inspection! If you are a responsible home buyer,
You need to hire a
responsible
inspector. Otherwise, you could be making a very serious mistake.
The inspector which you are hiring;
you are also entrusting him to provide you with as much information on the
largest investment you may ever make.
Professional inspections involve a
lot of work and experience.
Inspectors that are just starting
out usually charge far below what other experienced inspectors charge.
The State of Colorado does NOT have
any requirements or regulations on home inspectors. This can allow anyone to open a home inspection business with little or no
training or experience.
This is why you will find different
prices for home inspections. As a rule, the cheep inspections are inexperienced and unqualified inspectors. They try to do 5 or 6
inspections a day. However, when a quality home inspection takes 3 hours,
you know those who do 5 inspections a day are not doing a complete
inspection. Can you afford to take that chance?
Think About
it.
A Smart Car and a Cadillac
are both cars. You can't buy a Cadillac for the price of a Smart Car.
Nor can you expect a Smart Car to perform like a Cadillac. Same is true with
Inspectors
To help with the problem of no
regulations, There are associations for home inspectors to join. These
associations are designed to govern the inspection business. However, it is
not a requirement to belong to any inspector association.
This is why it is important to seek
an inspector that belongs to an association.
There are three main home
inspection associations to choose from. ASHI, NAHI and NACHI.
I have chosen to belong to NACHI,
now InterNachi, because they require pre-certification of all their members.
They also have a more strict Standards of Practice (SOP).
Choosing an inspector that belongs
to one of these associations will greatly help decrease the possibility of
getting a poor inspection.
The Product You Receive -
The Report
Besides a good inspection, you
should receive a GOOD report. This is your documentation of the condition of
the house. This report should tell you of the repairs that are needed and
other general information that is useful to the homeowner such as
maintenance.
The quality of the report you
receive is very important. You need a report that is easy to understand.
Each defect should be clearly defined with pictures of the important defects
so you know exactly what the problem is.
Unfortunately, not all inspector's
reports are alike.
There are different reporting
methods. Verbal, Checklist, and Narrative.
Some inspectors use only one of
these types, where others may use a combination of these.
Verbal reports, the inspector tells you about the defects. You will have to take
notes to remember what has been said.
Checklist
reports are when you receive a list of defects the inspector looked for. He
then checks off only the defects and present this as a report.
Narrative
gives a written explanation of the defects the inspector found but usually
doesn't tell you what all the items he looked for. It is also good to know
what is right about the house and not just the defects. Narrative reports
are usually more expensive then Verbal and Checklist. They often include
photos of the defect along with their explanation.
My
Inspections are a combination of all three methods of reporting.
I recommend you attend the inspection so you can receive the
Verbal as we inspect. Also, get your
questions answered too. After the inspection you receive a
Checklist of items I looked for which
report both the good and the bad. With each defect, a brief
Narrative is given for the major items. The
clarity of this information is you need to make an educated decision
about your home purchase.
See my
Call Me
303-777-8025
YOU
Should Hire An Inspector of
YOUR
Choice.
Inspectors Should Be
The Only Unbiased Party During The Purchase Process.
Why?
Everyone else involved in the
transaction gets paid only if the property closes.
The inspector gets paid
whether or not the buyer decides to buy the home.
If inspectors also got paid at
closing, they too, would be motivated for the sale to go through.
That is why you should choose
a home inspector who is totally independent; and who has no
allegiance to any real estate agency.
Inspectors
Obligations
An inspectors job is to TELL the house, not
SELL the house
An inspector's job is to disclose.
You, the buyer, do not pay us to give you only
good news!
I inspect to disclose safety issues and items
in need of repair!
That's what a Professional Home Inspector does!
Home Inspectors should not try to "Sell
the Home", that's the realtors job. Likewise, the realtor should not try to
"Inspect the House". That's the inspectors job.
Inspector's Limitations
Inspections are Limited Visual Non-Invasive
Inspections; and are based on what is visible on the property site on the day the
inspection is performed.
A Home Inspector cannot warranty or guaranty a
property; or an inspection.
A Home Inspector cannot see inside of
walls.
We cannot take things apart
We cannot move a seller's furniture or personal
items
We cannot do "destructive
inspecting".
All inspections are Limited Visual
Inspections! Blemishes and scratches in walls and ceilings are cosmetic and not
considered defects.
Inspector's
responsibility:
The
inspector's responsibility is to disclose and report by means of a written report to you
the visual defects of the home; both structural and mechanical, if any.
The difference in inspectors is their knowledge,
experience, background and ethics.
The sole purpose of the inspection is to disclose to you,
the buyer, "the condition of the house on
this day"!
Home Inspectors cannot predict the future performance of
any structural or mechanical item!
Give
us 5% of your Trust and We will Earn the other 95%