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Price is what you Pay

Value is what you Get

HomeFront Inspection

Gives you more Value

Serving the Greater Denver Metro Area

Certified FHA Inspector

National Association of FHA Consultant

Certified to inspect for FHA and Fannie Mae HomeStyle homes.

FHA Certified 203k Consultant

More than just a Home Inspector

FAQ  on 203k

What you should do and when...

1.  Contact a 203k Lender and get pre-qualified. We can assist you in finding a lender in your area that we’ve worked with to insure that you’ll get the best service.

2.  Hire a real estate professional to assist in finding a suitable property. Always choose a Realtor that truly understands the 203k process. (If you’re refinancing an existing loan with a 203k, a real estate professional is not needed.)

3.  Set an appointment with us as your 203k Consultant. As your consultant, I will meet you at your site and review copies of the contracts and agreements required for the 203k. You will need to sign these at this inspection. After our meeting, I will conduct the HUD/FHA  Inspection. I will create a “Work Specification of Repairs & a Bid Request” for the contractor, which is a list of the FHA required repair items to be completed. I will also include your elective repairs like, you may want to add like new cabinets, flooring, windows, etc. I will also forward copies of the various reports to your lender to assist you in the loan process.

4.  Get contractor bids by using the “Specification of Repairs & Bid Request” prepared by me as your consultant.

5.  Choose a contractor. As your consultant, I can assist you in this process and verify contractor compliance to the specifications. The lender will hire an appraiser and once the appraisal report is done, in most cases, your lender can close the loan.

6.  Schedule the contractor to begin the work. Once the work begins, the contractor will require continuing inspections called “Draw Requests” to get progress payments for the work as it’s completed. As your consultant, I will inspect the project and prepare these documents and repeat this procedure until the project is complete.

*Although the “Limited” 203k program does not require a Consultant by FHA Standards, if the work to be done is valued over $15,000 and under $35,000, it would be recommended that you use a Consultant to prepare the “Job Specification & Bid Request” and to act as a “Plan Reviewer” to verify compliance with the specifications and to perform a “Final Draw Inspection”.

Click on the seal to learn why your 203k project will be smoother with a 203k In A Box certified FHA Consultant.